CHRISTMAS is the most wonderful time of the year for millions of UK families – but the festive season can leave a hole in your wallet too.With the cost of living crunch set to intensify past the New Year, many people are feeling the pinch.
1There are several places you can go for help with your shopping, rent and bills
Energy bills are at their highest in living memory, with the average household bill set to pass £2,000 this year.
Dozens of energy firms have already collapsed under the weight of higher wholesale gas prices and more are forecast to follow.
UK homeowners are likely to face even costlier gas and electricity soon and rising inflation means the cost of everything from groceries to school uniforms are set to increase too.
If you need help with bills or debt as the January blues kick in, there are various places you can go.
Some charities offer advice and assistance, while there are a number of government-backed schemes that can help with the cost of your supermarket shopping, home rent and utility bills.
Here’s where to get help if you’re struggling to keep up with debts.
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Citizens Advice
First, you need to find out what your debts are and how much you face paying off.
These could include arrears on payments like your council tax and rent, credit agreements, court fines and more.
They’re unlikely to be in one place, so look through your emails, bills and any official letters for more information.
When an organisation is owed money, they’re usually pretty good at telling you, so you shouldn’t have to look too far.
Citizens Advice has a really useful debt help page packed with more information.
You can also contact a personal finance expert at the non …
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